If you want private health insurance outside of open enrollment, you have a few options:
- Buy a short-term health insurance plan.
- Pay for COBRA health insurance if you have recently lost job-based coverage.
- Buy a plan through the health insurance marketplace if you have a qualifying life event.
Usually, the only way you can get private health insurance outside of open enrollment is if you qualify for a special enrollment period. Some common situations that would qualify you for special enrollment are:
- Losing your health insurance coverage.
- Getting married.
- Having a new child.
- Going through a divorce.
- Moving to a new county or ZIP code.
If you do not qualify for ACA special enrollment, then you may qualify for a government program like Medicaid or Medicare.
By Admin –
