Learn About State Conservatorship Laws Guide

Understanding State Conservatorship Laws: What They Are and Why They Matter

A conservatorship is a legal arrangement where a court grants one person or organization the authority to manage the personal, financial, or medical decisions of another person. The person appointed by the court is called the conservator, and the person whose affairs are managed is called the conservatee. State conservatorship laws vary considerably across the United States, but they all share a common purpose: to protect vulnerable individuals who cannot manage their own affairs due to age, illness, incapacity, or other circumstances.

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Conservatorships have existed for centuries, with roots in English common law. Today, all 50 states have conservatorship statutes that outline how these arrangements work, what powers conservators hold, and what protections exist for conservatees. According to the National Center on Law and Aging, there are over 1.3 million adults under some form of guardianship or conservatorship in the United States, though the exact number is difficult to track because reporting requirements differ by state.

The importance of understanding conservatorship laws extends beyond those directly involved in a conservatorship. Family members, healthcare providers, financial advisors, and social workers all benefit from knowing how these laws work. A conservatorship can affect property rights, medical decision-making, voting rights, and many other aspects of a person's life. When a conservatorship is established properly and managed responsibly, it protects vulnerable people. When problems occur, a person's rights and resources may be harmed.

State laws determine key details about how conservatorships function, including who can petition for one, what evidence is required, what court approval looks like, and how conservators are supervised. Some states call these arrangements "guardianships," while others use "conservatorship." Some states distinguish between different types based on whether the conservator manages the person's body and medical decisions (guardianship) or just finances (conservatorship). Understanding your state's terminology and rules is essential for anyone involved in or concerned about a conservatorship.

Key Takeaway: Conservatorships are court-ordered arrangements where one person gains authority to manage another person's affairs. State laws vary significantly in how they define, create, and oversee these arrangements. Learning your state's specific rules is the foundation for understanding how conservatorships work in your jurisdiction.

The Two Main Types of Conservatorships

Most states recognize two primary types of conservatorships, though the terminology and exact definitions vary. The first type focuses on managing the conservatee's finances and property. This is sometimes called a "conservatorship of the estate" or "financial conservatorship." The second type involves making decisions about the conservatee's personal care, medical treatment, and living situation. This is sometimes called a "conservatorship of the person" or "personal conservatorship." A court can establish one type, both types, or different conservators for each type, depending on the circumstances and the conservatee's needs.

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In a conservatorship of the estate, the conservator has the legal duty to manage bank accounts, investments, real estate, and other property belonging to the conservatee. The conservator must pay bills, collect income, and handle taxes. Conservators cannot simply spend conservatee funds however they wish; they have fiduciary duties, meaning they must act in the conservatee's best interest and keep detailed records. State laws typically require conservators to account to the court, sometimes annually, showing exactly how conservatee money was spent. Some states require court permission before the conservator can make major financial decisions like selling property or changing investments.

In a conservatorship of the person, the conservator makes decisions about where the conservatee lives, what medical treatment they receive, and other personal matters. This might include deciding whether the conservatee enters a nursing home, receives surgery, or takes specific medications. The conservator of the person acts as a substitute decision-maker, and state laws typically require the conservator to make decisions in the conservatee's best interest or, sometimes, according to what the conservatee would want if they could express their wishes.

Some conservatorships are "limited," meaning the conservator holds only certain powers rather than complete control. For example, a court might appoint a limited conservator who can make healthcare decisions but cannot sell real estate. Other conservatorships are "full" or "plenary," giving the conservator broad powers over most or all aspects of the conservatee's life. State laws specify which decisions require court approval versus which the conservator can make independently. Some decisions—like the conservator changing their own compensation or removing the conservatee from the state—might require court permission in most circumstances.

Key Takeaway: Most conservatorships involve either managing finances (estate conservatorships) or making personal and medical decisions (person conservatorships), and courts can create limited arrangements tailored to specific needs. Understanding which type of conservatorship is in place determines what decisions the conservator can and cannot make.

How Conservatorships Are Established in State Courts

The process for establishing a conservatorship begins with a petition filed with the court in the county where the alleged conservatee lives (or sometimes where they own property). State laws specify who can file this petition. Typically, close family members can petition, as can healthcare providers, social workers, public guardians, and sometimes other interested parties. A few states allow the alleged conservatee themselves to petition for a conservatorship. The person filing the petition must provide evidence that the conservatee cannot manage their affairs and why a conservatorship is necessary.

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State laws define the legal standard for establishing that someone needs a conservatorship. Most states use terms like "incapacity," "incompetency," or "inability to manage affairs." The specific definition varies by state. Some states require showing that the person has a medical condition causing incapacity, while others look only at functional inability to manage affairs regardless of cause. Common reasons for conservatorship include severe dementia, severe mental illness, serious brain injury, developmental disability, substance abuse causing incapacity, or extreme age and frailty combined with cognitive decline.

Once a petition is filed, the alleged conservatee has the right to notice and a hearing before the judge, though some states allow temporary or emergency conservatorships to begin before the full hearing if there is immediate danger. The alleged conservatee may be represented by an attorney. In some states, the court appoints an evaluator to investigate the situation and report findings to the judge. Medical evidence is usually presented, often including doctor's reports or testimony about the alleged conservatee's condition. The judge must determine whether the legal standard for conservatorship is met based on evidence presented.

If the judge finds that conservatorship is appropriate, the court issues an order establishing it and naming the conservator. The court specifies which powers the conservator holds—whether limited or plenary, over the estate, the person, or both. The conservator then takes an oath and begins their duties. Many states require the conservator to file a bond, which is insurance that protects the conservatee if the conservator steals or mismanages funds. Some states waive the bond requirement in certain situations, such as when a family member serves as conservator or when the estate is small.

Key Takeaway: Establishing a conservatorship requires filing a court petition with evidence that the person cannot manage their affairs, followed by notice and a hearing where the alleged conservatee can present their side. The judge must make a legal finding before ordering a conservatorship, and the court specifies what powers the conservator receives.

Conservator Duties, Powers, and Responsibilities

Once appointed, a conservator takes on significant legal responsibilities. These duties are defined by state law and include a fiduciary duty to act in the conservatee's best interest. A conservator must exercise prudence and good judgment, treat conservatee property as carefully as they would treat their own, and avoid conflicts of interest. For example, a conservator should not use conservatee funds to pay their own debts or give themselves excessive compensation without court approval. State laws specify penalties for breach of fiduciary duty, including removal from the position and liability for damages.

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For conservators of the estate, specific duties typically include managing bank accounts, paying bills and debts, collecting income, filing tax returns, maintaining property, and keeping detailed records. Most states require the conservator to file an inventory of all conservatee property within a certain time after appointment. Many states require annual accountings showing all income received and all expenses paid. Some states require the conservator to obtain court approval before taking certain actions, such as selling real estate, making substantial gifts, or borrowing money on the conservatee's behalf. These